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Govern underwriting, claims, and fraud on a single AI operating layer

The Enterprise AI Operating System Purpose Built for Insurers

Enable production AI across the insurance lifecycle - controlled, auditable, and operated as one system.

From disconnected models to runtime-governed insurance execution

Most insurers already run models in underwriting, claims, and fraud. Few can operate them continuously across the enterprise.

AI Now:

01

Drives underwriting and pricing decisions in real time

02

Operates inside claims and servicing workflows

03

Interacts with policyholders, agents, and adjusters

04

Must be governed during execution, not after deployment

It is not about building Insurance AI. It is about running it as a system across the enterprise.

Where insurance AI breaks without a governed operating system

Underwriting, claims, and fraud models operate in silos

Governance exists as oversight instead of execution control

Regulatory pressure increases audit and model risk exposure

Each new use case introduces new tooling, vendors, and operational complexity

Build unlimited Insurance AI and Agentic AI use cases. Scale without new stacks or vendors.

Runtime-governed underwriting and risk intelligence

Deploy underwriting models with controlled decisioning and continuous monitoring.

  • Risk scoring and pricing intelligence
  • Submission and document analysis
  • Controlled model rollout and monitoring

Claims execution with policy-aware automation

Operate FNOL, triage, and adjudication with accountable AI workflows.

  • Claims severity prediction
  • Case prioritization
  • Adjuster workflow support

Fraud detection operating inside the claims lifecycle

Identify anomalies across policy and claims workflows with traceable decisioning.

  • Behavioral and network anomaly detection
  • Fraud triage acceleration
  • Investigation support

Agentic copilots operating within policy and compliance boundaries

Assist underwriters, adjusters, and operations teams with governed autonomy.

  • Underwriter decision assist
  • Claims adjuster copilots
  • Compliance-aligned operations support

Enterprise knowledge systems governed at execution

Enable internal GenAI systems with controlled access and runtime governance.

  • Role-based knowledge retrieval
  • Traceable citations
  • Tool usage governed at runtime

More insurance workflows on the AI Operating System

01

Policy servicing automation

02

Agent productivity and distribution insights

03

Renewal and retention intelligence

04

Model risk management and governance workflows

Insurance AI in production

Real deployment. Measurable operational impact.

case study img

Persistency

India’s leading Life Insurer, serving millions across urban and rural markets through a wide distribution network.

Kernel-governed execution across underwriting, claims, and operations

Policies execute inside workflows, not outside them.

  • Governance-as-code at runtime
  • Policy enforcement across models, agents, and workflows
  • Auditability, traceability, and reversibility embedded into execution

Tailor-made for regulated insurance environments

Designed for compliance-driven, risk-sensitive operations.

ISO 42001
ISO 27001
SOC 2
HIPAA
GDPR
Top Company
top 10 ai startup
winner of pitchjam
challenger-pema-quadrant
best startup application
top ai startup
infosys-finacle

Infosys Finacle’s Open Source Services Partner FY25

insurtech

InsurTech of the Year 2025

Supports governance, audit, and regulatory workflows across underwriting, claims, and servicing.

Scale insurance AI and Agentic AI easily – No governance gaps, vendor lock in, or cost sprawl

01

Run underwriting, claims, fraud, and servicing as one governed system

02

Reduce operational friction in deploying and managing models

03

Scale use cases without multiplying infrastructure and vendors

04

Strengthen audit readiness and execution accountability

05

Transition from fragmented adoption to enterprise AI operations

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